Legacy Core Systems
Outdated banking infrastructure that is expensive to maintain, difficult to scale, and slows down product innovation.
Industry · FinTech
Fintech Software Development Services
Let’s build smarter financial solutions with Sumedha Softech’s fintech software development services. We help businesses create secure and compliant fintech platforms, from digital banking and payment systems to lending and wealth management solutions, while combining deep technology expertise with a focus on scalability, reliability, and better customer experiences.
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Years of experience
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Projects delivered
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In-house engineers
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Code & IP ownership
Trusted by founders and product teams worldwide
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The Problem
Your Financial Systems Weren’t Built for How Money Moves Today
Poor infrastructure, evolving compliance requirements, and rising security risks make it harder to innovate, scale, and deliver reliable financial experiences that customers now expect.
Fragmented Integrations
Disconnected payment, KYC, and banking APIs create fragile systems that are hard to maintain and break under scale.
Complex Compliance Demands
Regulatory requirements like PCI-DSS, KYC, and AML create constant pressure, especially when systems aren’t built to support them.
Rising Fraud & Security Risks
Modern threats expose weaknesses in legacy systems, putting sensitive financial data and customer trust at risk.
Weak Mobile Experience
Customers expect fast, secure, and intuitive financial interactions, but outdated systems fail to deliver.
Slow Time to Market
Rigid architectures make it difficult to launch new financial products quickly and stay competitive.
What We Build
Financial Software Development Services for Modern Financial Businesses
We deliver secure and scalable financial software development services that help banks, fintech companies, and enterprises build reliable digital solutions, streamline operations, improve customer experiences, and adapt to the evolving financial technology landscape.
Fintech Consulting & Strategy
We start every engagement by understanding your goals, workflows, and market position. As a fintech software development company, our fintech consulting services turn that understanding into a clear technology roadmap built for growth, not just this quarter's launch.
Mobile Banking App Development
We design mobile banking apps for iOS and Android covering accounts, transfers, cards, payments, and support. Our mobile banking app development services pair biometric login with PCI-DSS-grade security, so every transaction feels effortless and stays fully protected.
Digital Banking Solutions
We build digital banking platforms that support real-time account management, secure transactions, and experiences shaped around your customers. Our banking software development services help institutions ship modern banking features across web and mobile without the usual technical debt.
Payments & Wallets
We create secure payment platforms and digital wallet solutions that simplify how money moves for your users. Our payment gateway development services support multiple payment methods, faster processing, and financial technology solutions that stay reliable under real transaction volume.
Lending & Loan Systems
We automate loan origination, risk assessment, and repayment tracking through custom fintech software development, so borrowers move through approval faster. From first application to final payoff, lenders get clear visibility without chasing paperwork across separate tools.
Wealth & Trading Platforms
We build wealth management and trading platforms that help investors track portfolios and act on live market data. Through custom fintech software development services, every feature is shaped around performance, security, and dependable digital investment experiences.
KYC, AML & Compliance Solutions
We develop financial technology solutions that manage identity verification, fraud prevention, and regulatory requirements without slowing down onboarding. Our platforms support KYC and AML processes, helping financial organizations maintain trust and operational transparency at every step.
API Integration & Legacy Modernization
We connect payment, banking, and KYC APIs into one working system through practical fintech application development services. Old infrastructure gets modernized in phases, so your platform grows without disrupting what's already live and working.
AI-Powered Fintech Solutions
We help businesses apply AI to build smarter financial applications, from automation and predictive insights to fraud detection and personalization. Our fintech software development services turn raw transaction data into faster decisions and more intelligent day-to-day operations.
Build fintech software your customers can trust
Secure, compliant, and scalable, from a single payment integration to a full digital-banking platform.
Who we serve
Partnering across financial services
From banks and payment providers to fintech startups and enterprises.
Banks & Credit Unions
Core modernisation, digital banking and mobile apps.
FinTech Startups
MVPs to scale-ups — compliant, fast and ready to raise.
Payment Providers
Gateways, PSPs, wallets and merchant platforms.
Lenders & NBFCs
Loan origination, servicing and BNPL platforms.
WealthTech & Brokers
Investing, trading and robo-advisory products.
InsurTech
Policy, claims and distribution platforms.
Remittance & FX
Cross-border payments and currency platforms.
Enterprises
Treasury, ERP finance and embedded finance.
0Faster product launches
0Platform uptime
0Less fraud & risk
24/7Monitoring & support
Security & compliance
PCI-DSS compliant by design, not by afterthought
Security and compliance are built into every layer of the fintech software we develop — from architecture to audit trail.
Talk compliancePCI-DSS & 3-D Secure
Card-data security, tokenisation and strong customer authentication.
KYC, AML & Fraud
Identity verification, screening and real-time fraud detection.
Open Banking & PSD2
Standards-based APIs for secure account and payment access.
Data Protection
Encryption in transit and at rest, least-privilege access and audit logging.
Outcomes
What better fintech software delivers
Measurable gains for customers, operations and the bottom line.
Faster to market
Ship new financial products in weeks, not quarters.
Lower fraud & risk
AI-driven detection and compliance built in from day one.
Better customer experience
Fast, secure, mobile-first banking and payments.
Connected finance
Payments, banking and KYC APIs working as one platform.
New revenue
Embedded finance and products that open new streams.
Scalability
Architecture that grows from launch to millions of users.
How We Work
From Discovery To Compliant Launch
Building fintech software means balancing speed with regulation, and with us, you’ll discover the process that keeps both in check, from the very first conversation to the day your platform goes live.
Discovery & Compliance Mapping
We start by mapping your data, workflows, and the regulations that apply to your market, so nothing gets missed later.
UX & Solution Architecture
Our designers and architects shape an experience users enjoy, backed by a secure structure built to handle real financial complexity.
Agile Development
We write clean, tested code in two-week cycles, checking security at every step instead of adding it at the end.
API & System Integrations
We connect your payment, banking, and KYC systems so everything works as one platform instead of scattered, disconnected tools.
Security Testing & QA
Before launch, we run penetration tests, compliance audits, and real user testing, so nothing breaks and nothing slips past regulators.
Launch & Ongoing Support
We roll out your platform under close watch, then stay on for monitoring, maintenance, and features long after go-live.
Hire fintech software developers at Sumedha Softech
Add senior, vetted engineers to your team in days — no recruitment overhead, no long-term lock-in.
Technology
Modern Technology for Scalable Fintech Solutions
We use modern, secure, and scalable technologies to build fintech solutions that support digital banking, payments, lending platforms, financial applications, and enterprise-grade systems.
React.js
Angular
Flutter
Swift
Kotlin
Node.js
Java (Spring Boot)
Python
.NET Core
PostgreSQL
MongoDB
AWS
Microsoft Azure
PCI DSS
SOC 2
ISO 27001
KYC / AML
PSD2
GDPR
3-D Secure
Stripe
Plaid
SWIFT
Open Banking APIs
Why Sumedha Softech
A Fintech Software Partner You Can Trust
Domain experience, senior engineers, and a security-first mindset.
15+ Years Experience
Two decades in software, most of it spent building for banks, lenders, and regulated industries that can't afford mistakes.
Direct Access to Senior Engineers
No account managers standing between you and the people writing your code. You talk directly with the architects building your platform.
Senior, In-House Teams
Every engineer on your project is full-time and vetted. We don't bring in contractors halfway through a build.
Security-First Engineering
ISO 27001 and SOC 2-aligned practices run through every layer, not bolted on once the product is already built.
You Own the IP
The code is yours the day we ship it. No licence fees, no lock-in, no asking permission to use what you paid for.
Long-Term Support
We stay on after launch, watching for issues, adding features, and keeping your platform current as regulations shift.
Selected work
Our Portfolio
A snapshot of the products our clients trust us to build and keep running.
Client stories
What our clients say
We measure success the way our clients do — by trust that turns into long-term partnerships.
★★★★★
"With Sumedha Softech, everything is possible. They turned a complex idea into a product that just works."
★★★★★
"They always find solutions to the problems we run into and are genuinely easy to work with. After three years, they feel like part of our own team."
★★★★★
"They support us with larger development tasks and ongoing fixes. Their level of technical expertise is genuinely very high."
★★★★★
Sumedha Softech Pvt Ltd delivered a website that the client could fully update and manage in-house. The team demonstrated solid project management and was responsive and easy to deal with. Sumedha Softech Pvt Ltd's patience and ability to work closely with the client set them apart.
FAQ
FinTech IT, answered
The questions we hear most from banks, payment providers and fintech teams. Still curious? We are one message away.
Ask us anythingWhat fintech software development services does Sumedha Softech provide?
We are a fintech software development company offering custom fintech software development, mobile banking app development, payment gateway development, digital banking platforms, lending and LOS, wealthtech and trading, KYC/AML and RegTech, wallets and payments, and fintech consulting services — plus integration, modernisation and support.
Is your fintech software PCI-DSS compliant and secure?
Yes. We build to PCI-DSS with tokenisation, encryption in transit and at rest, 3-D Secure, role-based access and audit logging. We also align with SOC 2, ISO 27001, KYC/AML and PSD2 where they apply.
Do you build mobile banking apps and payment gateways?
Yes. Our mobile banking app development services and payment gateway development services deliver secure iOS and Android apps and multi-currency gateways with wallets, 3-D Secure and biometric authentication.
Can you integrate payment, banking and KYC APIs?
Yes. We integrate payment gateways, card networks, open-banking and core-banking APIs, and KYC/AML providers so payments, accounts and compliance all work as one connected platform.
How much does fintech software development cost?
It depends on scope and compliance needs. After a free discovery call we send a clear, itemised estimate. Most clients start with an MVP or a focused integration and expand in phases.
Can we hire dedicated fintech software developers?
Yes. You can hire dedicated developers experienced in fintech, payments and compliance, or engage us for fintech application development services, with senior engineers working full-time on your product.
Can you modernize our existing banking or payment systems without disrupting live operations?
Yes. We can rearchitect, migrate, or modernize legacy fintech platforms in phases, so your systems stay live, and customers see no disruption while we upgrade what's underneath.
Let's build
Ready to build your fintech platform?
Tell us about your project and we'll get back within one business day with ideas, a rough timeline and an honest estimate. NDA available on request.
- Free 30-minute consultation
- NDA available on request
- Talk directly to a senior architect