Legacy core systems
Decades-old banking software that's slow, fragile and costly to change.
Industry · FinTech
FinTech IT services & software development
We are a fintech software development company delivering secure, compliant financial software development services — from mobile banking apps and payment gateways to lending, wealth and digital-banking platforms. Our financial technology solutions are PCI-DSS ready and built around how money actually moves, for banks, startups and enterprises.
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Built to financial standards & compliance
PCI DSS
SOC 2
ISO 27001
KYC / AML
Open Banking
PSD2
GDPR
3-D Secure
The problem
Finance runs on software that can't keep pace
Legacy cores, compliance pressure and rising fraud slow innovation and drain budgets.
Poor integrations
Payment, KYC and banking APIs stitched together with brittle connections.
Compliance burden
PCI-DSS, KYC, AML and PSD2 obligations that are hard to meet on old platforms.
Fraud & security risk
Money and sensitive data exposed by systems never designed to protect them.
Weak mobile experience
Customers who expect fast, secure banking and payments from their phone.
Slow time to market
Rigid platforms that can't ship new financial products fast enough.
Custom fintech software fixes this — secure, compliant and built around how money moves.
What we build
FinTech software development services
Custom fintech software development services and fintech app development across financial services — from payments and banking to lending, wealth and compliance.
Mobile Banking App Development
Secure, intuitive mobile banking app development services for iOS and Android — accounts, transfers, cards, payments and support, with biometric login and PCI-DSS-grade security at the core.
Payment Gateway Development
Payment gateway development services with multi-currency, wallets and 3-D Secure.
Digital Banking Platforms
Core, neobank and digital-banking platforms with open-banking APIs.
Lending & LOS
Loan origination, underwriting and BNPL with automated decisioning.
WealthTech & Trading
Investing, robo-advisory and trading platforms with live data.
KYC / AML & RegTech
Identity verification, onboarding and fraud & compliance automation.
Wallets & Payments
E-wallets, P2P transfers, remittance and merchant payment apps.
InsurTech & ERP
Insurance, accounting and finance platforms that connect it all.
AI in FinTech
AI fraud detection, credit scoring, financial assistants and document intelligence — built responsibly on your data with guardrails and full auditability.
Build fintech software your customers can trust
Secure, compliant and scalable — from a single payment integration to a full digital-banking platform.
Who we serve
Partnering across financial services
From banks and payment providers to fintech startups and enterprises.
Banks & Credit Unions
Core modernisation, digital banking and mobile apps.
FinTech Startups
MVPs to scale-ups — compliant, fast and ready to raise.
Payment Providers
Gateways, PSPs, wallets and merchant platforms.
Lenders & NBFCs
Loan origination, servicing and BNPL platforms.
WealthTech & Brokers
Investing, trading and robo-advisory products.
InsurTech
Policy, claims and distribution platforms.
Remittance & FX
Cross-border payments and currency platforms.
Enterprises
Treasury, ERP finance and embedded finance.
0Faster product launches
0Platform uptime
0Less fraud & risk
24/7Monitoring & support
Security & compliance
PCI-DSS compliant by design, not by afterthought
Security and compliance are built into every layer of the fintech software we develop — from architecture to audit trail.
Talk compliancePCI-DSS & 3-D Secure
Card-data security, tokenisation and strong customer authentication.
KYC, AML & Fraud
Identity verification, screening and real-time fraud detection.
Open Banking & PSD2
Standards-based APIs for secure account and payment access.
Data Protection
Encryption in transit and at rest, least-privilege access and audit logging.
Outcomes
What better fintech software delivers
Measurable gains for customers, operations and the bottom line.
Faster to market
Ship new financial products in weeks, not quarters.
Lower fraud & risk
AI-driven detection and compliance built in from day one.
Better customer experience
Fast, secure, mobile-first banking and payments.
Connected finance
Payments, banking and KYC APIs working as one platform.
New revenue
Embedded finance and products that open new streams.
Scalability
Architecture that grows from launch to millions of users.
How we work
From discovery to a compliant go-live
A process built for the realities of finance — security, compliance and zero surprises.
Discovery & Compliance
We map flows, data and the regulatory requirements up front.
UX & Architecture
Customer-friendly design and a secure, compliant architecture.
Agile Development
Clean, tested code in bi-weekly builds with security baked in.
Integrations
Payment, banking, KYC and core integrations so systems work as one.
Security & QA
Penetration testing, audits and UAT before go-live.
Launch & Support
A smooth, compliant rollout, then monitoring and improvement.
Why Sumedha Softech
A fintech software partner you can trust
Domain experience, senior engineers and a security-first mindset.
15+ years experience
A long track record shipping secure software for regulated industries.
FinTech consulting
Our fintech consulting services pair you with senior architects who speak PCI, KYC, PSD2 and open banking.
Senior, in-house teams
Vetted, full-time engineers under a strict zero-contractor policy.
Security-first
ISO 27001 and SOC 2-aligned practices protect money and data.
You own the IP
100% of the source code and IP is yours, with no recurring licence fees.
Long-term support
Maintenance, monitoring and new features long after launch.
Selected work
Platforms we've helped ship
A snapshot of the products our clients trust us to build and keep running.
Hire fintech software developers at Sumedha Softech
Add senior, vetted engineers to your team in days — no recruitment overhead, no long-term lock-in.
FAQ
FinTech IT, answered
The questions we hear most from banks, payment providers and fintech teams. Still curious? We are one message away.
Ask us anythingWhat fintech software development services does Sumedha Softech provide?
We are a fintech software development company offering custom fintech software development, mobile banking app development, payment gateway development, digital banking platforms, lending and LOS, wealthtech and trading, KYC/AML and RegTech, wallets and payments, and fintech consulting services — plus integration, modernisation and support.
Is your fintech software PCI-DSS compliant and secure?
Yes. We build to PCI-DSS with tokenisation, encryption in transit and at rest, 3-D Secure, role-based access and audit logging. We also align with SOC 2, ISO 27001, KYC/AML and PSD2 where they apply.
Do you build mobile banking apps and payment gateways?
Yes. Our mobile banking app development services and payment gateway development services deliver secure iOS and Android apps and multi-currency gateways with wallets, 3-D Secure and biometric authentication.
Can you integrate payment, banking and KYC APIs?
Yes. We integrate payment gateways, card networks, open-banking and core-banking APIs, and KYC/AML providers so payments, accounts and compliance all work as one connected platform.
How much does fintech software development cost?
It depends on scope and compliance needs. After a free discovery call we send a clear, itemised estimate. Most clients start with an MVP or a focused integration and expand in phases.
Can we hire dedicated fintech software developers?
Yes. You can hire dedicated developers experienced in fintech, payments and compliance, or engage us for fintech application development services, with senior engineers working full-time on your product.
Let's build
Ready to build your fintech platform?
Tell us about your project and we'll get back within one business day with ideas, a rough timeline and an honest estimate. NDA available on request.
- Free 30-minute consultation
- NDA available on request
- Talk directly to a senior architect