Legacy core systems
Decades-old core banking software that's slow, fragile and costly to change.
Industry · Banking & Finance
Banking & finance IT services & software development
We are a banking software development company delivering secure, compliant financial software development services — from core and digital banking to financial management, treasury and financial compliance software. Our banking technology solutions are built around how banks and financial institutions actually operate, at enterprise scale and reliability.
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Built to banking standards & compliance
PCI DSS
SOC 2
ISO 27001
KYC / AML
Open Banking
PSD2
Basel / SOX
GDPR
The problem
Banking runs on software that holds it back
Legacy cores, compliance pressure and rising customer expectations slow innovation and drain budgets.
Poor integrations
Core, payment and channel systems stitched together with brittle connections.
Compliance burden
KYC, AML, PSD2, SOX and Basel obligations that are hard to meet on old platforms.
Security & fraud risk
Money and sensitive data exposed by systems never designed to protect them.
Weak digital experience
Customers who expect fast, secure banking from any device, anytime.
Slow time to market
Rigid platforms that can't launch new financial products fast enough.
Custom banking software fixes this — secure, compliant and built for enterprise scale.
What we build
Banking & finance software development services
Custom banking software development and financial software development services across financial institutions — from core and digital banking to lending, treasury and compliance.
Mobile & Digital Banking
Secure mobile banking app development and digital-banking platforms — accounts, transfers, cards, payments and onboarding, with biometric login and bank-grade security at the core.
Core Banking & Modernisation
Core banking builds and legacy modernisation with open-banking APIs.
Financial Compliance Software
Financial compliance software for KYC, AML, reporting and audit.
Lending & Credit
Loan origination, underwriting and servicing with automated decisioning.
Treasury & Risk
Treasury, liquidity and risk management platforms.
Payments & Cards
Payment processing, card issuing and settlement systems.
Financial Management Software
Financial management software development for accounting, budgeting and reporting.
Wealth & Advisory
Investing, portfolio and advisory platforms with live data.
AI in Banking
AI fraud detection, credit scoring, financial assistants and document intelligence — built responsibly on your data with guardrails and full auditability.
Build banking software your customers and regulators trust
Secure, compliant and scalable — from a single integration to a full digital-banking platform.
Who we serve
Partnering across banking & finance
From banks and credit unions to lenders, asset managers and financial enterprises.
Banks & Credit Unions
Core modernisation, digital banking and mobile apps.
Neobanks & Startups
Digital-first banking — compliant, fast and ready to scale.
Lenders & NBFCs
Loan origination, servicing and credit platforms.
Asset & Wealth Managers
Portfolio, advisory and reporting platforms.
Payment & Card Firms
Processing, issuing and settlement systems.
Insurance & Capital Markets
Policy, claims, trading and risk platforms.
RegTech & Compliance
KYC, AML, monitoring and regulatory reporting.
Financial Enterprises
Treasury, ERP finance and embedded finance.
0Faster product launches
0Platform uptime
0Less fraud & risk
24/7Monitoring & support
Security & compliance
Compliant by design, not by afterthought
Security and compliance are built into every layer of the banking software we develop — from architecture to audit trail.
Talk complianceKYC, AML & RegTech
Identity verification, screening and regulatory reporting built in.
PCI-DSS & Payments
Card-data security, tokenisation and strong customer authentication.
Open Banking & PSD2
Standards-based APIs for secure account and payment access.
Data Protection
Encryption in transit and at rest, least-privilege access and audit logging.
Outcomes
What better banking software delivers
Measurable gains for customers, operations and the bottom line.
Faster to market
Ship new financial products in weeks, not quarters.
Lower fraud & risk
AI-driven detection and compliance built in from day one.
Better customer experience
Fast, secure, digital-first banking on any device.
Connected systems
Core, payments and compliance working as one platform.
Compliance assurance
Auditable systems that stand up to regulatory scrutiny.
Scalability
Architecture that grows from launch to millions of accounts.
How we work
From discovery to a compliant go-live
A process built for the realities of banking — security, compliance and zero surprises.
Discovery & Compliance
We map flows, data and the regulatory requirements up front.
UX & Architecture
Customer-friendly design and a secure, compliant architecture.
Agile Development
Clean, tested code in bi-weekly builds with security baked in.
Integrations
Core, payment, KYC and channel integrations so systems work as one.
Security & QA
Penetration testing, audits and UAT before go-live.
Launch & Support
A smooth, compliant rollout, then monitoring and improvement.
Why Sumedha Softech
A banking software partner you can trust
Domain experience, senior engineers and a security-first mindset.
15+ years experience
A long track record shipping secure software for regulated industries.
Banking expertise
As a banking software development company, we know core, payments, KYC and open banking.
Senior, in-house teams
Vetted, full-time engineers under a strict zero-contractor policy.
Security-first
ISO 27001 and SOC 2-aligned practices protect money and data.
You own the IP
100% of the source code and IP is yours, with no recurring licence fees.
Long-term support
Maintenance, monitoring and new features long after launch.
Selected work
Platforms we've helped ship
A snapshot of the products our clients trust us to build and keep running.
Hire banking software developers at Sumedha Softech
Add senior, vetted engineers to your team in days — no recruitment overhead, no long-term lock-in.
FAQ
Banking & finance IT, answered
The questions we hear most from banks and financial institutions. Still curious? We are one message away.
Ask us anythingWhat banking software development services does Sumedha Softech provide?
We are a banking software development company offering custom banking software development, mobile and digital banking, core banking and modernisation, financial compliance software, lending and credit, treasury and risk, payments and cards, financial management software development and wealth platforms — plus integration, modernisation and support.
Is your banking software secure and compliant?
Yes. We build to PCI-DSS, KYC/AML, PSD2, SOX and Basel where they apply, with tokenisation, encryption in transit and at rest, role-based access and audit logging, aligned with SOC 2 and ISO 27001.
Do you build mobile banking apps and digital banking platforms?
Yes. Our mobile banking app development and digital-banking platforms deliver secure iOS and Android apps and web portals for accounts, transfers, cards, payments and onboarding with biometric authentication.
Can you modernise our legacy core banking system?
Yes. We re-platform legacy core and channel systems into modern, secure, cloud-ready architectures with open-banking APIs, migrating data safely with minimal disruption to service.
Do you build financial compliance and management software?
Yes. We build financial compliance software for KYC, AML, monitoring and regulatory reporting, and financial management software for accounting, budgeting, treasury and reporting.
Can we hire dedicated banking software developers?
Yes. You can hire dedicated developers experienced in banking, payments and compliance, or engage us for financial services IT solutions, with senior engineers working full-time on your product.
Let's build
Ready to build your banking platform?
Tell us about your project and we'll get back within one business day with ideas, a rough timeline and an honest estimate. NDA available on request.
- Free 30-minute consultation
- NDA available on request
- Talk directly to a senior architect